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    How luxurious can an office be?

    This question is nonsense, people have different understandings of luxury, there will be many different luxury, but this is indeed a luxury room.

    The gold-plated ceiling and natural crystal chandeliers plus the bear head, lion head on the wall and two ivory taller than one person on the display cabinet, such a "simple" decoration is enough to show how luxurious the decoration of this room is.

    However, the contents of this office, like most offices, are the property of the company, and only a few personal items belong to the employees of the company who use this room.

    His name is Joe Grimman, manager of the credit department of Jinhui Bank's Sabine City branch.

    This kind of administrative manager and those outside customer managers are completely different concepts. He is still one step away from being promoted to the level of bank branch manager, but this step is difficult to overcome.

    Unlike most official institutions, the second-ranked official at the local level will be promoted to the first-ranked position at the local level. Within Jinhui Bank, if Joe Grimman wants to be promoted, he may Transfer from the branch to the regional branch or the headquarters, and work hard again from the middle and lower levels.

    The meaning of the president is not as simple as the difference in the name. Of course, Joe Grimman never thought that he could become a president. Basically, this kind of thing will not happen with a high probability.

    He lacks a lot of capital, he has no support on the board of directors of the head office, and those people do not look down on the general manager of the credit department of a branch in a second-tier city, which makes his promotion road long, but fortunately, he is easy to satisfy, status quo.

    Just forty-two years old, he has a successful career, his wife is young and beautiful, and his three children are all very lively and lovely. If there are not too many problems, he may be all forty-eight years old in Sabine City, and then transfer to work. Ministry to make way for others.

    The generous treatment in the bank made him never consider some of the problems after he was removed from an important position. The high benefits and high treatment were enough for him to spend his time happily.

    Of course, anyone will have this or that little trouble, and it has nothing to do with whether they are good or not, and it is impossible for them to be safe, such as the President of the Bailer Federation.

    What worries Joe Grimman now is that the loan business volume in Sabine City has been declining, and the amount of business volume has no direct relationship with managers of his level.

    After completing a lot, he may be talked about in the meeting by the superiors of the branch.

    Those who have completed less, the unfortunate ones are also the front-line loan-pulling account managers, although everyone is a manager.

    But after all, this is a bit unpleasant. At the end of each year, Jinhui Bank will have a paid public tour. Everyone works in the same group company, but they belong to different regions. It is inevitable that they will talk about their work together at that time.

    If they do well, they must be praised by others, and if they complete their tasks well, they will have more opportunities to be promoted, and they may become their superiors in the future.

    If it is not done well, although it will not be ridiculed by people, in the process of various comparisons, it will become a green leaf that sets off others, and the taste is not pleasant at all.

    He wants to solve these problems, but there is no way to do it. As one of the six major banks in the Baylor Federation, Jinhui Bank has a good understanding of the financial market and international economic trends. It has become their daily homework.

    Since the end of the explosive economic development of the Baylor Federation in previous years, the economy has been a little sluggish in recent years.

    The financial market is still very active, and there is no obvious downward trend, which also makes people always say that this is a "short-lived" silence after the outbreak. After the rising "rebound period" passes, the federal economy will have another obvious growth. .

    People believe these words, but the question is whether this rebound period is too long, it has been almost three years, the weak market and the declining economy have begun to prick people's nerves, especially the explosive growth dividend period. Gradually, people began to come out of the blind audience, and there was an undercurrent surging under the seemingly prosperous surface of the entire Baylor Federation.

    Over the past seven months this year, more than 2,000 enterprises have been registered in Sabin City. At the same time, more than 600 small and medium-sized enterprises have gone bankrupt and liquidated. It is not because the banks cannot find anyone to borrow money, but because they do not dare to lend.

    If it is released and cannot be recovered, it will be troublesome. The above is nice, and each branch will be given a part of the bad debt indicator every year, but if you really try to fill this indicator, you can change the personnel structure of the entire branch with a single phone call.

    As the person who made the final approval, Joe Grimman has always been very cautious. He would rather not release a penny or be kicked out. He has to stay in this position for a few more years until his three children are all gone. When they are adults, they should be arranged in the bank.

    When a person reaches his age, when there is not much pursuit, he begins to think about the children's affairs, which is the case with most people.

    While spending time reading some obscene magazines at his desk, one of the four phones in front of his desk rang. It was a private call. Only people who had a good relationship with him knew the number. After adjusting his mood a little, he Just picked up the phone, "This is Joe Grimman..."

    "It's me, Johnson, are you free at noon?" On the other end of the phone came the call of the director of the local tax bureau.

    The bank's dealings with the tax bureau far exceed the number of times they greet the investigation bureau. Although they often deal with the investigation bureau, they don't like the people in the investigation bureau.

    On the contrary, the tax bureau is easier to get in touch with, which is mutually beneficial, especially the middle and high-level banks. Their income is ten times or even dozens of times that of others. How to legally avoid tax has become a headache for them, but if Having someone from the tax office to help them sort out the materials makes everything a lot easier.

    In return, they will also give very active cooperation to the tax bureau, and occasionally push some inside information, such as the recent good performance of a certain fund, the change of the board of directors of a listed company, and so on.

    Joe Grimman mostly came into contact with middle-level personnel like Michael. Johnson he knew and had been in contact with several times, but the number and frequency of contacts were very low.

    When he is in a position like Johnson, the Baylor Federal Supervision Department will check him from time to time to see if he is involved in a duty crime.

    The federation does not pay much attention to grassroots and front-line staff. Even if these people use their power to commit crimes, the harm to the society as a whole is extremely limited, but the main leaders at the local level are different. Once they are involved in duty crimes, The damage caused is incalculable.

    If the Supervision Department has nothing to do, just stare and take a look. Even if Joe Grimman has a chance to sit down with Johnson and make friends, he will try his best to avoid suspicion.

    This time it was the other party who came to him, he couldn't avoid it, he could only say that he was free.

    Johnson invited him to lunch, which was a strange request to be honest. There was no friendship between them, and it was obvious that the other party was looking for him.

    After hanging up the phone, he pondered for a long time and couldn't find the reason why Director Johnson suddenly invited him, so he could only prepare in advance with doubts.

    On the other hand, Lynch and Johnson had already arrived at the meeting place twenty minutes before their appointment time.

    Joe Grimman just took out his brain and then ate it and replenished it, but he couldn't figure out that Johnson was just a medium, and it was Lynch, an ordinary little guy, who really wanted to see him.

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